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FAQ

FREQUENTLY ASKED QUESTIONS

How do I pay for this and when am I covered?

Your monthly premiums are debited from your nominated bank account, on the day/date of the month you selected, when you completed your application for cover.

How many people can I add to my Family Cover?

Family Cover allows for two(2) Adults, meaning you and your Spouse, and for up to three(3) of your Children to be covered. Any additional Children may be added on to your policy, as per the prescribed rates. Addition Children may be your biological Children, Adoptive or Children for whom you are the Legal guardian.

How do I access the cover and benefits?

You, or your family member may do so via the app, by making use of the buttons allocated for each service, via Whatsapp on 083 352 7860, or you may call in on 010 271 4786

Do I need to report all accidents and events to EMERGIVAC?

Yes. All incidents, or services required, MUST be accessed via our Client Services Centre. This is to ensure that the relevant services are coordinated and for guarantees to be activated, for you to receive the appropriate care.

 

Can a friend or family member contact you, if I am involved in an accident or trauma event?

Yes, they will need to have your information on hand, for your membership to be verified and to request assistance on your behalf.

How do I make changes to my policy?

You may contact our Client Service Centre on 010 271 4786, or via SMS on 083 352 7860 or via email on  clientservices@emergivac.dezignitdev.co.za

What happens if I am involved in an accident outside of South Africa?

Cover and Benefits are limited to the Borders of South Africa.

What if I already belong to a medical scheme?

EMERGIVAC Client Services Centre, will first seek to recover or settle any claims, for any services or treatment provided, from the Client’s Medical Aid Plan should the terms of their Medical Aid Plan allow, failing which the relevant amounts will be recovered or settled through their EMERGIVAC plan, subject to the applicable cover limits or benefit amounts available.

 

What If I already have armed response at my house?

This service is for added security for you and your family and is not limited to your home. You will have access to this service anywhere in the country, should you find yourself in a vulnerable position.

Will EMERGIVAC Members be taken to Private Medical facilities only, for any medical emergency?

We will always endeavour to transport you to the closest private medical facility. This may also be determined by the circumstances, whereby a Member may require immediate medical care, in the shortest possible period of time, and if a Public facility is the closest, the Member will be taken to this facility to be stabilized, before being transported to a private facility.

What happens if the Cover amount has been depleted, while I am still in Hospital?

You or next of kin will be notified of this and, should you or family not have the relevant funds available to continue your treatment at that facility, EMERGIVAC will arrange for you to be transported to a public facility to continue with the relevant treatment.

What happens if I do not require treatment immediately after an accident at home or, on the road, but experience the effects thereof, after a day or so?

You will still enjoy cover from EMERGIVAC and you are to simply contact our Client Services Centre, by means of the App, who will then despatch Paramedics to assess your condition, if they are unable to treat you themselves, they will transport you to the nearest medical facility, either for treatment in the Casualty room or for in-hospital treatment.

Who will pay the medical facility?

EMERGIVAC handle the payments directly with the relevant medical facility, upon assessment of the claim and as per the relevant Cover Level and/or available funds. Any shortfall amounts will be for your account and will need to be paid directly by you to the medical facility or service provider.

Can I choose to be transported by Helicopter, instead of by road?

No. A Member will only be airlifted from the scene of the incident, after being assessed by the relevant medical personnel and only if their condition falls within pre-determined, evidence based, best practice medical criteria.

What do you mean by repatriation of mortal remains?

Should a Member pass away outside (in excess of 180 km) of their residential town, from their usual residence, arrangements will be made to repatriate the mortal remains to the residential town.

What do you mean by an accidental or trauma event?

This refers to an unexpected or unforeseen event, which resulted in physical injury such as, but not limited to, a Motor Vehicle Accident, Armed Robbery or a simply fall at home.

What happens if my treatment in the Casualty Room exceeds R5,000?

The Member will be responsible for any amount in excess of R5,000.

Why can’t I use my full R10,000 Annual Casualty Room benefit with one visit?

Benefits are limited to R10,000 per Annum, with a maximum of R5,000 per incident. You can have 2 incidents at R5,000 each or 4 incidents at R2,500. However, the maximum for a single incident will always be R5,000.

What happens if I am in an area where there is no Private Medical facility available?

You will be evacuated to the nearest medical facility for immediate stabilization and treatment. If necessary and only if you are cleared by the attending doctor, will you be transferred to the closest private hospital to your location.

What happens if I am in a remote location where Protect Me does not have a network or presence of armed response companies?

Your emergency call will be routed to our Control Centre where an agent will get in touch with you. Our Control Centre will then locate and dispatch the closest assistance service to your location.